# Quiz 44 #### What are some key characteristics of Central Bank Digital Currencies (CBDCs)? (choose ALL that apply). * [x] They are fully regulated and issued by central banks. * [x] They provide a digital alternative to cash. * [ ] They are decentralized and lack state control. * [ ] They are designed to replace fiat currencies entirely. **Note of Learners** Central Bank Digital Currencies (CBDCs) represent a state-controlled digital currency that aims to replicate certain features of cryptocurrencies. They are designed to provide a digital alternative to cash while ensuring that the central authority retains control over the monetary system. To learn more about it, you can follow the course [Master the Future: Navigating Global Competition in Digital Currencies](https://bsvblockchain.360learning.com/course/play/68b1588ae84235d7fa0cbcdc) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://hub.bsvblockchain.org/higher-learning/bsv-academy/bitcoin-as-historical-phenomenon/quiz-bitcoin-as-historical-phenomenon/quiz-44.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.