# Assessment 3 #### Which of the following are examples of hidden supply chain costs? (Select all that apply) * [ ] Freight charges for shipping products * [x] Staff time spent investigating invoice discrepancies * [ ] Warehouse rent and utilities * [x] Working capital tied up due to payment delays * [ ] Cost of raw materials * [x] Insurance premiums to protect against cargo theft **Notes to Learners** **Freight charges**, **warehouse rent**, and **raw materials** are visible, direct costs that appear clearly in financial statements. However, the staff time consumed by **reconciliation**, the opportunity cost of **trapped working capital**, and the premiums paid to **insure against fraud and theft** are hidden costs. They're real expenses that impact profitability but are **scattered across different budget categories** and often **not attributed to supply chain inefficiency**. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://hub.bsvblockchain.org/higher-learning/bsv-academy/the-business-case-for-blockchain-in-supply-chain/the-hidden-costs-in-supply-chain/assessment-3.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.